Current Rates
Rates Effective as of October 10, 2008
Click here to see Mortgage Rates
| Deposit Rates | ||||
| Type | Rate | APY** | Minimum to Open Account |
Minimum Balance to Obtain APY** |
| Interest Checking | 00.15% | 00.15% | $50 | $.01 |
| Money Market Checking | ||||
| - Balance of $0-999 | 00.00% | 00.00% | $1,000 | N/A |
| - Balance of $1,000-9,999 | 00.25% | 00.25% | $1,000 | $1,000 |
| - Balance of $10,000-24,999 | 0.50% | 0.50% | $1,000 | $10,000 |
| - Balance of $25,000-249,999 | 0.60% | 0.60% | $1,000 | $25,000 |
| - Balance of $250,000-999,999 | 1.25% | 1.26% | $1,000 | $250,000 |
| - Balance of $1,000,000- and over | 1.50% | 1.51% | $1,000 | $1,000,000 |
| Premium Interest Checking | 00.20% | 00.20% | $50 | $2500 |
| Savings Account | 00.25% | 00.25% | $100 | $100 |
| 91 Day Certificate of Deposit | 1.50% | 1.51% | $500 | $500 |
| 182 Day Certificate of Deposit | 1.85% | 1.86% | $500 | $500 |
| 9 Month Certificate of Deposit | 2.00% | 2.02% | $500 | $500 |
| 1 Year Certificate of Deposit | 2.15% | 2.17% | $500 | $500 |
| 2 Year Certificate of Deposit | 2.25% | 2.27% | $500 | $500 |
| 3 Year Certificate of Deposit | 2.25% | 2.27% | $500 | $500 |
| 5 Year Certificate of Deposit | 2.50% | 2.52% | $500 | $500 |
| 12 Month Individual Retirement Account | 2.15% | 2.17% | $500 | $500 |
| 24 Month Individual Retirement Account | 2.25% | 2.27% | $500 | $500 |
| 36 Month Individual Retirement Account | 2.25% | 2.27% | $500 | $500 |
| Certificates of Deposit over $50,000 | ||||
| 28 Days over $50,000 | 1.50% | 1.51% | $50,000 | $50,000 |
| 91 Days over $50,000 | 1.75% | 1.76% | $50,000 | $50,000 |
| 6 Months over $50,000 | 2.10% | 2.12% | $50,000 | $50,000 |
| 1 Year over $50,000 | 2.40% | 2.42% | $50,000 | $50,000 |
| 2 Year over $50,000 | 2.50% | 2.52% | $50,000 | $50,000 |
| 3 Year over $50,000 | 2.50% | 2.52% | $50,000 | $50,000 |
| 5 Year over $50,000 | 2.75% | 2.78% | $50,000 | $50,000 |
* There may be a penalty for early withdrawal on CD and IRA accounts.
**APY - Annual Percentage Yield
Fees may affect earnings on the above accounts.
Interest rates may change after the account is opened and are subject to change at the bank's discretion.
| Mortgage Rates | ||
| Type | Rate | APR |
| Rates as low as | 5.50% | 5.596% |
|
For more information on our mortgage rates, contact the bank at (816) 942-6033 | ||
