Current Interest Rates
Rates Effective as of August 7, 2012
Deposit Rates Type Interest
Rate
APY** Minimum
to Open
AccountMinimum
Balance to
Obtain APY**Interest Checking 0.02% 0.02% $50 $.01 Money Market Checking - Balance of $0-999.99 0.00% 0.00% $1,000 N/A - Balance of $1,000-9,999.99 0.05% 0.05% $1,000 $1,000 - Balance of $10,000-24,999.99 0.10% 0.10% $1,000 $10,000 - Balance of $25,000-249,999.99 0.15% 0.15% $1,000 $25,000 - Balance of $250,000-999,999.99 0.20% 0.20% $1,000 $250,000 - Balance of $1,000,000- and over 0.45% 0.45% $1,000 $1,000,000 Premium Interest Checking 0.05% 0.05% $50 $2500 Savings Account 0.10% 0.10% $100 $100 91 Day Certificate of Deposit 0.10% 0.10% $500 $500 182 Day Certificate of Deposit 0.15% 0.15% $500 $500 9 Month Certificate of Deposit 0.20% 0.20% $500 $500 1 Year Certificate of Deposit 0.25% 0.25% $500 $500 2 Year Certificate of Deposit 0.50% 0.50% $500 $500 3 Year Certificate of Deposit 0.75% 0.75% $500 $500 5 Year Certificate of Deposit 1.00% 1.00% $500 $500 12 Month Individual Retirement Account 0.25% 0.25% $500 $500 24 Month Individual Retirement Account 0.50% 0.50% $500 $500 36 Month Individual Retirement Account 0.75% 0.75% $500 $500 Certificates of Deposit over $50,000 28 Days over $50,000 0.05% 0.05% $50,000 $50,000 91 Days over $50,000 0.15% 0.15% $50,000 $50,000 6 Months over $50,000 0.20% 0.20% $50,000 $50,000 1 Year over $50,000 0.30% 0.30% $50,000 $50,000 2 Year over $50,000 0.55% 0.55% $50,000 $50,000 3 Year over $50,000 0.80% 0.80% $50,000 $50,000 5 Year over $50,000 1.05% 1.05% $50,000 $50,000
* There may be a penalty for early withdrawal on CD and IRA accounts.
**APY - Annual Percentage Yield
Fees may affect earnings on the above accounts.
Interest rates may change after the account is opened and are subject to change at the bank's discretion.
