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deposit accounts

We know it takes a lot to run your business in today’s competitive department.  At Central Bank of Kansas City, we offer you services to help keep your business running smoothly. 

cb Business E-Checking

An all-electronic account for the savvy business customer.

  • All electronic account including free e-statements
  • Free business Visa® debit card
  • Unlimited ACH and debit card transactions
  • No monthly service fee1
  • Bill pay now available


cb Small Business Checking

Ideal for small businesses with low to moderate checking activity each month.

  • Free Business Visa Debit Card
  • Up to 150 free transactions per month2
  • Bill Pay now available
  • Free e-statements
  • Offset monthly fee with minimum balance requirement


cb Commercial Checking

Perfect for businesses with moderate to high checking activity.

  • Free Business Visa Debit Card
  • Competitive transaction fees based on account activity
  • Earnings credit available to offset fees3
  • Bill pay now available
  • Free e-statements


cb Business Checking Advantage (Money Market Account)

The optimal advantage account for businesses with higher balances to earn interest. (Limited transactional           money market account)

  • $1000 minimum opening deposit
  • $1000 minimum daily balance (to earn interest)
  • Tiered interest rate based on balances
  • Interest compounded and credited monthly
  • Offset monthly fee with minimum balance requirement

All checking accounts require a $200 minimum opening deposit.
* Interest rates may change after the account is opened and are subject to change at the bank's discretion. See a representative for complete details.
1 No monthly service fee, if all e-transactions (except for deposits).
2 A monthly fee will be assessed if transaction count is over 150 transactions. Transactions include debits, credits, and deposited items.
3 The earnings credit will be calculated by applying the periodic earnings credit rate to the average daily balance in the account for the period. 


Tell us what your business goals are and we will assist you in maximizing your company's savings to accomplish your long-term savings.  Please check out our personal savings accounts for more savings products.

cb Business Savings

  • $100 minimum deposit
  • $100 minimum daily balance (to earn interest)
  • Unlimited deposits
  • Two free withdrawals and/or preauthorized transfers
  • Competitive interest rates compounded daily and paid quarterly
  • No monthly fee if balance stays above $100


All business customers enjoy the following additional benefits

  • 24-hour access line - 816-965-5573
  • 24-hour night depository
  • Free online banking
  • Change and currency services
  • Wire transfers
  • Business credit cards available
  • Merchant bank processing (ask a representative for details)