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Checking Accounts

Our checking accounts have changed over the last 60 years--from basic accounts in the 1950s to today's e-accounts. At Central Bank of Kansas City, we offer a variety of personal checking products designed with your convenience and financial goals in mind.

Checking Accounts cb ebanking cb blue basic cb premier checking
Personal Checking Accounts An electronic account for the savvy online customer. A basic checking account for those wanting a paper statement. A checking account for the customer that wants to  earn interest.
Free 24/7 online banking with free bill pay checkmark checkmark checkmark
Free eStatements checkmark checkmark checkmark
Free cb ATM transactions checkmark checkmark checkmark
Free Visa debit/ATM card checkmark checkmark checkmark
Interest earning account     checkmark

Competitive interest paid on balances above $1000

Free Direct Deposit checkmark checkmark checkmark
Minimum Balance for exemption from monthly charge $100
minimum balance
minimum balance
minimum balance
AND $3000
average monthly balance
Paper Statements NA $2 $2
Minimum Initial Deposit $100 $100 $1000
Monthly Service Charge
(None if listed requirements are met.)
No monthly service charge if balance is above $100 and use only e-transactions.
Any paper items including deposits or checks will result in a service charge of $7/month.
No monthly service charge if balance stays above $1000, or a $500 or more Direct Deposit is made per month.
Service charge of $7/month if not.
No monthly service charge if balance stays above $1000.
Service charge of $10/month if not.

*Interest rates subject to change at the bank's discretion. Interest accrued daily on collected balance and paid monthly at statement cycle. Customer purchases checks. Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply.

Visit one of our convenient branches to open your cb personal checking account today!

 Need to order checks from Deluxe?  Click here or call 877-838-5287. 

Click here for our Personal Checking Brochure.