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MasterCard® Debit Chip Card


A Central Bank of Kansas City Chip Debit card is available on all checking accounts. Avoid the hassle and expense of writing checks by using our debit card. This card can be used anywhere MasterCard is accepted. Of course, it also can be used at ATMs.

The Central Bank of Kansas City debit card now includes the EMV/Chip technology. This chip card - also called a smart card or an EMV card - is a debit card that contains a microprocessor that enhances the security of cards during point of sale transactions. Chip cards use a security standard originally developed by Europay, MasterCard and Visa (EMV) as a way to fight card fraud resulting from theft, skimming and counterfeiting. The magnetic stripe on traditional credit or debit cards store unchanging data. That makes traditional cards vulnerable and could allow counterfeiters to gain sensitive card and cardholder information. Unlike magnetic-stripe cards, every time an EMV card is used for payment, the card chip creates a unique transaction code that cannot be used again.

How does a chip debit card work?

If the retailer has a chip-enabled terminal, simply insert your chip card face up in the terminal. The chip card will remain in the terminal while the transaction is processed. To authorize your transaction, just follow the prompts as you do today. You'll be prompted to enter your PIN or to provide a signature as you normally would to verify the transaction. You’ll need to leave the card in the terminal until the transaction is completed - this takes a few seconds longer than a traditional swipe. If the retailer does not have the chip-enabled equipment just swipe as you do today. You may still use your card online or over the phone, so nothing will change for those transactions.

® MasterCard is a registered trademark of MasterCard International Incorporated.


ATM Card

Enjoy easy access to your account anywhere in the world at any ATM with a Cirrus logo. With our ATM card you can make withdrawals from checking and savings accounts, transfer funds from one account to another, and get your balance anytime.


Account Access 24-Hour Line

Obtain your current balance, transfer funds and get a list of checks and deposits 24 hours a day-7 days a week. Please call 816-965-5573.


Safe Deposit Boxes

A safe deposit box is a safe, convenient, affordable and private way to protect your valuables against theft, damage and loss.


E-Banking - The Easy Way to Manage Your Money

  • Online Banking
  • Bill Pay
  • E-Statements
  • Direct Deposit


More Services For Our Account Holders

  • 24-Hour Night Depository
  • Money Orders
  • Cashiers Checks
  • Wire Transfers
  • Notary Services


For more information on any of our personal banking services please contact your nearest branch.