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Savings Accounts

Savings Options at Central Bank of Kansas City

Central Bank of Kansas City offers you a wide variety of savings accounts to help you manage your money wisely. Come talk to one of our agents today to set up the account that's right for you.

CB Savings

Our basic savings account offers the following benefits:

  • A minimum of $100 opens an account.
  • Interest is paid quarterly on daily balances of $100 or more.*
  • No monthly service charges as long as you maintain a $100 minimum daily balance.
  • Two free withdrawals per month.


Pay Yourself First

With our Pay Yourself First program, you can take charge of your savings through:

  • An automatic transfer every month from your checking to your savings account.
  • Your choice of the day and amount of your transfer.


Young Savers

It's never too early to start saving, and we make it easy for those 18 years old and younger. Once your parents open an account for you, you'll watch your money begin to grow.

  • A minimum of $25 opens an account.
  • Interest is paid monthly.*
  • No monthly service charges.
  • Two free withdrawals per month.

Christmas Savings

Save throughout the year for your holiday gifts . . . and then spend with joy for everyone on your list. To experience a debt-free Christmas:

  • Open your account between November and January.
  • Make deposits in the amounts of $5, $10, $20 or $50 by transferring online from your checking account, signing up for an automatic transfer or depositing in person at any branch office. Receive a check the third week of November for the account's balance.
  • Funds are not available for early withdrawal.
  • No service charges.

*Interest rates may change after the account is opened and are subject to change at the bank's discretion.