Deposit Accounts Built for Your Needs
Deposit Accounts Built for Your Needs
Simplify Your Business Banking
Managing your finances doesn’t have to be complicated. Central Bank of Kansas City offers a range of deposit accounts designed to fit the needs of small businesses and growing enterprises alike. Whether you’re looking for flexible checking or savings solutions, we make it easy to manage your money so you can focus on running your business.
Deposit Accounts
Choose from our lineup of checking and savings accounts tailored to businesses of all sizes. With features like digital banking, mobile deposits, and competitive rates, our business deposit accounts offer convenience and flexibility to keep your operations running smoothly.
Business customers enjoy:
- Digital banking - Online and Mobile
- Wire transfers
- Change orders and currency services
- 24-hour night depository
- Merchant card processing**
- Credit cards and purchasing cards**
- Access to a full suite of Treasury Services
** Offered through partner companies
Small Business Checking:
Created for a business owner who wants a straightforward and affordable solution, a small business checking account simplifies your day-to-day banking.
- Free business MasterCard debit card
- Up to 150 paper transactions per month1
- Mobile Deposit
- Bill pay
- Free eStatements
- No monthly service fee
Business Interest Checking:
Supporting all stages of growth ideal for your small businesses with low to moderate checking activity, this account offers flexible transaction limits.
- Competitive tiered interest rates on balances of over $2500*
- Avoid monthly fee when requirements are met2
- Up to 150 free transactions per month1
- Free Business Mastercard® Debit Card
- Mobile Deposit
- Bill pay
- Free eStatements
Commercial Checking:
Scaling for Larger Businesses
For your fast-growing businesses experiencing higher transaction volumes and moderate to high checking activity, this account offers unlimited scalability.
- Fully Analyzed with detailed account reporting to help track activity
- Low fees per transaction
- Earnings credit may offset fees3
- Full range of treasury services, including:
- Wire transfers
- ACH
- Positive Pay
- Remote Deposit
- Currency and coin services
cb Business Money Market:
Growing Your Reserves
When you want to leave your balances to earn interest and only anticipate minimal transactions, this account earns competitive interest while maintaining access to your funds.
- Earn competitive tiered interest on balances over $1,000, compounded and credited monthly*
- Avoid monthly fee when requirements are met4
cb Business Savings
Investing for the future is a critical part of any successful business plan. Talk to us about your savings goals and explore business deposit accounts that help you grow your reserves and stay aligned with your priorities.
Earn competitive interest rates on balances $100 and over*
Unlimited deposit transactions
Business Deposit Accounts:
* Interest rates are subject to change at the bank's discretion. See a representative for complete details.
1The first 150 transactions per statement cycle are free. These transactions include paper transactions (including deposits, deposited items, and checks written).
2Monthly service charge waived with $2,500 minimum daily balance and no more than 150 paper transactions per statement cycle; otherwise, $15 fee applies.
3The earnings credit will be calculated by applying the periodic earnings credit rate to the average daily balance in the account for the period.
4Monthly service charge waived with $1,000 minimum daily balance and no more than six withdrawals per statement cycle, otherwise, $10 fee applies.
Let's Connect
Our team is happy to assist with any questions and get you set up as soon as possible. Contact us or visit our main branch today to get started.