Business Deposit Accounts
Efficient cash management for all sizes of business
Whether you’re a solo entrepreneur or managing an established organization, Central Bank of Kansas City has the right fit for your company’s everyday financial needs. Our Business Banking Deposit accounts are designed to streamline your financial activities for more agile business banking. If you need to reorder checks, you can order through Deluxe.
Small Business Checking
Great for small businesses with low to moderate checking activity each month.
- Free Business MasterCard Debit Card
- Up to 150 free transactions per month2
- Mobile Deposit
- Bill pay
- Free eStatements
Business Interest Checking
Great for small businesses with low to moderate checking activity each month.
- Earns variable interest on balances over $2500 (to earn interest*)
- Offset monthly fee with minimum balance requirement4
- Free Business MasterCard Debit Card
- Offset monthly fee with minimum balance requirement and transaction requirements2
- Mobile Deposit
- Bill pay
- Free eStatements
Commercial Checking
Great for businesses with moderate to high checking activity.
- Free Business MasterCard Debit Card
- Competitive transaction fees based on account activity
- Earnings credit available to offset fees3
- Bill pay
- Free eStatements
cb Business Money Market
The optimal advantage account for earning interest. (Limited transactional money market account)
- $1000 minimum opening deposit
- $1000 minimum daily balance (to earn interest*)
- Tiered interest rate based on balances
- Interest compounded and credited monthly
- Offset monthly fee with minimum balance requirement
* Interest rates may change after the account is opened and are subject to change at the bank's discretion. See a representative for complete details.
1 No monthly service fee, if all eTransactions (except for deposits).
2 A monthly fee will be assessed if transaction count is over 150 transactions. Transactions include paper debits, paper credits, and paper deposited items.
3 The earnings credit will be calculated by applying the periodic earnings credit rate to the average daily balance in the account for the period.
2 A monthly fee will be assessed if transaction count is over 150 transactions. Transactions include paper debits, paper credits, and paper deposited items.
3 The earnings credit will be calculated by applying the periodic earnings credit rate to the average daily balance in the account for the period.
4 Minimum daily balance requirements of $2500 on Business Interest Checking.
Savings Accounts
Let's talk about your business's goals
cb Business Savings
- $100 minimum deposit
- $100 minimum daily balance (to earn interest)
- Unlimited deposits
- Two free withdrawals and/or pre-authorized transfers
- Competitive interest rates compounded and paid quarterly
- No monthly fee if balance stays above $100
Grow your money, and your community, too. Invest in a CD for KC!
At Central Bank of Kansas City, we’re deeply invested in our community. You can be, too, with our special certificates of deposit. These CDs directly finance high-impact development projects in lower-income areas of Kansas City. It’s a safe investment at a competitive rate, and for a worthy cause! Find details on rate and terms at cd4kc.com.
Benefits for business customers
- 24-hour access line - 816-965-5573
- 24-hour night depository
- Free online banking
- Change and currency services
- Wire transfers
- Merchant bank processing (ask a representative for details)
For more savings products, visit our Personal Savings Accounts page.
Savings, security, and simplicity.
Pay, track, and manage your bills all in one place.