CDs & IRAs

Fund your financial future with higher interest savings accounts

Grow your money, and your community, too. Invest in a CD for KC!
CD 4 KC logo
At Central Bank of Kansas City, we’re deeply invested in our community. You can be, too, with our special certificates of deposit. These CDs directly finance high-impact development projects in lower-income areas of Kansas City. It’s a safe investment at a competitive rate, and for a worthy cause! Find details on rate and terms at cd4kc.com
 
Annual percentage yield (APY) effective 5/7/2018. Minimum balance of $5,000 required. A penalty may be imposed for early withdrawals. Early withdrawal penalty will reduce earnings. Offer may be withdrawn without notice. Member FDIC

Certificates of Deposit (CDs)

If you don't need access to your savings right away, you can earn a higher return through our numerous certificates of deposit.*
  • A minimum of $500 opens an account.
  • Terms extend from as low as 28 days to as high as 5 years.**
  • Our competitive interest rates are based on current market conditions and are fixed for the term of your certificate.*
  • FDIC-insured.
  • View our current rates
 
*Interest rates are subject to change at the bank's discretion, and can be found at the current rate link above or by calling 816-483-1210. 
**Penalty for early withdrawal. Other restrictions may apply.

Individual Retirement Accounts (IRAs)

Our IRAs let you save for your retirement while reducing your tax liability. We have a wide variety of options, something to fit the needs of your age and lifestyle:
  • 1-, 2- and 3-year IRAs.
  • Traditional and Roth IRAs.
  • All IRAs are invested in CDs.
  • Competitive rates.
  • FDIC-insured

Consult your tax adviser or your Central Bank of Kansas City representative for more details. Let us help you head into your retirement years with no financial worries.
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