Smart Savings with Our CDs and IRAs
Building A Future for Yourself & Your Community
As a CDFI, we offer CDs and IRAs that build a solid financial future for yourself and directly support high-impact development projects in Kansas City. From competitive interest rates to FDIC-insured security, these savings tools are designed to grow your money and create meaningful change where it’s needed the most.
Why Our CDs and IRAs are Different
Our CDs and IRAs are savings tools that offer you flexible terms, competitive rates, and the peace of mind that comes from FDIC insurance. But along with that, they offer the satisfaction of doing good in the world. Because as our CDs earn you higher returns on your savings and our IRAs prepare your stress-free future, they are funding vital community development projects of all kinds.
How is this possible?
We’re among a handful of CDFIs in the region, and the only one headquartered in Kansas City. It’s our mission to fuel transformative projects in underserved, low-income neighborhoods, and empower the people living there with job opportunities, affordable housing and better access to public services. Our CDs and IRAs provide the option for your financial decisions to be mission-driven, too.
What is a Certificate of Deposit?
A Certificate of Deposit, or CD, is a secure savings tool that offers higher interest rates compared to traditional savings accounts. By agreeing to keep your money in the CD for a fixed term - ranging from 91 days to 5 years - you can enjoy guaranteed returns.
Our CDs offer competitive rates that align with current market conditions. With a minimum deposit as low as $500 and the assurance of FDIC insurance, they make saving simple and rewarding. Explore our current rates to find the term that works for you and start earning more today.
What is an Individual Retirement Account?
An Individual Retirement Account, or IRA, is a tax-advantaged way to save for your future. There are two types: Traditional or Roth, each with different rules regarding contributions, distributions, taxation and exceptions.
Whether you choose a Traditional or Roth IRA, we’ll help you tailor it to your unique needs and goals. With tax-deferred or tax-free growth opportunities, you can maximize your retirement savings with 1-, 2- or 3-year IRAs. All our IRAs are invested in CDs, offering you the security of competitive, fixed rates. Consult our team or your tax advisor for personalized guidance.
Growing Healthier Communities
When you bank with us, you can choose to invest in a CD. Your deposit directly finances high-impact development projects in distressed areas of Kansas City.
These funds bring critical support and growth to neighborhoods with significantly lower median family income and higher levels of poverty and unemployment. Our recent projects include expanding facilities for urban core residents through Operation Breakthrough, and supporting the construction of a much-needed pediatric wing for the Samuel U. Rodgers Health Center.
It’s Time to Invest in the Future
Ready to take the next step?
Call us at (816) 483-1210, email us, or visit our main location to learn more about the CDs and IRAs we offer. Ask us anything you’d like to know about rates, terms, and community impact.