CDs & IRAs

Fund your financial future with higher interest savings accounts

Grow your money, and your community, too. Invest in a CD for KC!
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At Central Bank of Kansas City, we’re deeply invested in our community. You can be, too, with our special certificates of deposit. These CDs directly finance high-impact development projects in lower-income areas of Kansas City. It’s a safe investment at a competitive rate, and for a worthy cause! Find details on rate and terms at

Certificates of Deposit (CDs)

If you don't need access to your savings right away, you can earn a higher return through our numerous certificates of deposit.*
  • A minimum of $500 opens an account.
  • Terms extend from as low as 91 days to as high as 5 years.**
  • Our competitive interest rates are based on current market conditions and are fixed for the term of your certificate.*
  • FDIC-insured.
  • View our current rates

*Interest rates are subject to change at the bank's discretion and can be found at the current rate link above or by calling 816-483-1210. 
**Penalty for early withdrawal. Other restrictions may apply.

Individual Retirement Accounts (IRAs)

Our IRAs let you save for your retirement while reducing your tax liability. We have a wide variety of options, something to fit the needs of your age and lifestyle:
  • 1-, 2- and 3-year IRAs.
  • Traditional and Roth IRAs.
  • All IRAs are invested in CDs.
  • Competitive rates.
  • FDIC-insured

Consult your tax adviser or your Central Bank of Kansas City representative for more details. Let us help you head into your retirement years with no financial worries.
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