Local bank checking account services in Kansas City.












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Versatile Checking Accounts

Whether you’re managing daily expenses or thinking about the future, our checking accounts offer the tools and flexibility you need. With options like free digital banking, direct deposit, and overdraft protection, we make it simple to bank efficiently while keeping your money secure.
























































 

Compare Checking Accounts

 
Account Name cb eBanking Checking cb Blue Basic Checking cb Premier Checking
Personal Checking Accounts An electronic account for the savvy online customer A basic checking account for those wanting a paper statement
A checking account for the customer wanting to earn interest
Free 24/7 online banking, bill pay and eStatements 
Orange triangle Orange triangle Orange triangle
Free debit/ATM card and no transaction fees at any cb ATM location 
Orange triangle Orange triangle Orange triangle
Interest bearing account N/A N/A Competitive interest paid on balances above $1000
Minimum balance for exemption from monthly charge N/A $1000 minimum balance $1000 minimum balance AND $3000 average monthly balance
Paper statements $2 $2 $2
Minimum initial deposit $100 $100 $1000
Monthly service charge

No monthly service charge if all transactions are electronic.  No monthly service charge if balance stays above $1000 or a $500 direct deposit is made per month.  No monthly service charge if balance stays above $1000 and average monthly balance of $3000. 
 

Bank with a Purpose.

As a CDFI, we invest in the community, and we prioritize strategic solutions that put people first. When you bank with us, you’ll experience personalized service, a commitment to efficiency, and a genuine focus on helping you achieve your financial goals.
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Staff with customer

Simplify Your Finances

Enjoy a full suite of services that help you manage your finances more efficiently:
  • 24/7 digital banking for instant access to your accounts
  • Bill-pay and automatic transfers to manage payments 
  • Electronic statements to reduce paper clutter and stay organized
  • Nationwide ATM access for your convenience









Get Started Here

Opening a checking account with Central Bank of Kansas City is quick and easy. Visit us in person at our main branch and one of our friendly team members will be glad to help you. Whether you’re new to banking or switching from another provider, we’ll guide you through every step.

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Let’s Connect 
 Have questions? We’re here to help. Whether you’re ready to open an account or just need more information, we’re only a call, visit, or message away.