Retail and Consumer Banking | Central Bank of Kansas City

Checking Accounts

Personalize how you bank. Our consumer banking solutions include checking accounts for easy and convenient financial management.

We offer benefits such as:

Free 24/7 digital banking and bill pay
Free electronic statements
Free ATM transactions at CBKC ATMs and through the MoneyPass® network
Free debit cards
Competitive interest rates for balances over $1,000

Start a Checking Account

Savings & Money Market Accounts

Start saving for what matters most. Our accounts empower you to manage your money wisely and reach your goals. Talk to us about how you want your future to look, and we’ll help you with banking services that will get you there.

We offer accounts tailored to meet your needs:

cb Savings: Manage your money easily with features designed for your life.
Money Market Accounts: Earn more interest on higher balances.
Young Savers: Help children ages 0-17 start their financial journey.

Start Saving Now

CDs & IRAs

Invest in your future and your community.

Certificates of Deposit: Earn competitive returns while you let your savings grow. Our certificates of deposit (CDs) help finance impactful development projects in lower-income areas of Kansas City. They’re a secure investment for a worthy cause.

Individual Retirement Accounts: Save for your retirement and enjoy potential tax advantages. Whether you’re starting a career or near retirement, we offer an individual retirement account (IRA) certificate of deposit, that fits your lifestyle and goals for the future.

Explore CDs & IRAs