Personal Savings Accounts

Savings tools designed for real life.

 
There’s no better time than right now to start saving for your goals. Central Bank of Kansas City makes it easy for you to manage your money wisely, with a wide variety of savings tools designed with real life in mind. Visit your local branch and tells us about your goals—we’ll set up the account that will help you get there!
 
Select a service:

CB Savings

Our basic savings account offers the following benefits:
 
  • A minimum of $100 opens an account.
  • Interest is paid quarterly on daily balances of $100 or more.*
  • No monthly service charges as long as you maintain a $100 minimum daily balance.
  • Two free withdrawals per month.

Pay Yourself First

Schedule your savings and watch your balance climb. Great for: saving towards a goal, and/or making saving a habit.
With our Pay Yourself First program, you can take charge of your savings through:
 
  • Schedule an automatic transfer every month from your checking to your savings account.
  • Choose the day and amount you transfer (for instance, the day after payday).

Young Savers

From first cars to college funds, there’s lots of reasons to start saving young! 
  • for youth ages 0-17 (with an adult signer) 
  • A minimum of $25 opens an account.
  • Interest is paid monthly.*
  • No monthly service charges.
  • Two free withdrawals per month.

Christmas Savings

Save throughout the year for your holiday gifts . . . and then spend with joy for everyone on your list. To experience a debt-free Christmas:
 
  • Open your account between November and January.
  • Make deposits in the amounts of $5, $10, $20 or $50 by transferring online from your checking account, signing up for an automatic transfer or depositing in person at any branch office.
  • Receive a check the third week of November for the account's balance.
  • Funds are not available for early withdrawal.
  • No service charges.
 
*Interest rates may change after the account is opened and are subject to change at the bank's discretion.
Congressman Cleaver with local school kids

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