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Certificates of Deposit a,c Minimum balance to open
Minimum balance to obtain APYc
Interest Rate
Annual Percentage Yield (APY)
91 Day $500.00
$500.00
0.05% 0.05%
182 Day $500.00
$500.00
0.10% 0.10%
9 Month $500.00
$500.00
0.10% 0.10%
1 Year $500.00
$500.00
0.20% 0.20%
2 Year $500.00
$500.00
0.30% 0.30%
3 Year $500.00
$500.00
0.40%
0.40%
5 Year $500.00
$500.00
0.50%  0.50%
CD4KC - 14 month $5,000.00 $5,000.00 0.40% 0.40%
Special CDs of $50,000+ a,c Minimum balance to open
Minimum balance to obtain APYc
Interest Rate
Annual Percentage Yield (APY)
28 Day $50,000.00 $50,000.00
0.05% 0.05%
91 Day $50,000.00
$50,000.00
0.05% 0.05%
 6 Month $50,000.00
$50,000.00
0.10% 0.10%
1 Year $50,000.00
$50,000.00
0.20% 0.20%
2 Year $50,000.00
$50,000.00
0.30% 0.30% 
3 Year $50,000.00
$50,000.00
0.40% 0.40%
5 Year $50,000.00
$50,000.00
0.50% 0.50%
IRA a,c Minimum balance to open
Minimum balance to obtain APYc
Interest Rate
Annual Percentage Yield (APY)
12 Month $500.00 $500.00
0.20% 0.20% 
24 Month $500.00
$500.00
0.30% 0.30% 
36 Month $500.00
$500.00
0.40% 0.40%  
Interest Bearing Checking b,c Minimum balance to open
Minimum balance to obtain APYc
Interest Rate
Annual Percentage Yield (APY)
cb Premier Checking $1,000.00 $1,000.00 and over 0.05% 0.05% 
Money Marketb,c Minimum balance to open
Minimum balance to obtain APYc
Interest Rate
Annual Percentage Yield (APY)

$1,000.00
$0 - $999.99 0.00% 0.00%

$1,000.00
$1,000.00 - $9,999.99
0.05% 0.05%

$1,000.00
$10,000.00 - $24,999.99 0.10% 0.10%

$1,000.00
$25,000.00 - $249,999.99 0.15% 0.15%

$1,000.00
$250,000.00 and above Call Main Branch for Rates  Call Main Branch for Rates
Passbookbc Minimum balance to open
Minimum balance to obtain APYc
Interest Rate
Annual Percentage Yield (APY)
cb Savings $100.00 $100.00 0.10% 0.10% 
a) A penalty may be imposed for early withdrawal
b) The interest rate and annual percentage yield may change after account opening
c) Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. Interest rates and Annual
Percentage Yields are current as of 09/15/2020. For current rate information call 816-483-1210. Member FDIC.