Banking That Builds Stronger Communities

Central Bank of Kansas City is dedicated to financial empowerment, affordable banking services and community development. As one of Kansas City’s socially responsible banks, we partner with organizations that want to create a positive social impact, unlocking the potential of distressed communities through strategic investments. We believe in people, purpose and possibility, and our mission centers on revitalizing these communities with better jobs, services, and vibrant communal spaces. See more on our Community Development page. 

Central Bank of Kansas City is more than a bank. We’re a Community Development Financial Institution (CDFI), a designation supported by the US Treasury. As a CDFI, we have the power to combine federal resources and private capital to fund transformative projects for community development. These include affordable housing, small business loans, and healthy food initiatives. We’re proud to be one of the few community banks certified as a CDFI regionally, and the only CDFI bank headquartered in Kansas City. More about our CDFI status here

With over 70 years of experience, we specialize in commercial loans to meet the needs of businesses and individuals, including:

• Commercial Real Estate and Multi-Family Real Estate Loans (Acquisition, Construction, Development, Term)
• Commercial and Industrial Loans (Business Lines of Credit, Equipment, Expansion, Consolidation)
• Tax Credit Financing (New Markets Tax Credit, Low Income Housing Tax Credit, Historic Tax Credit)

Explore our commercial loans page. 

Operation Breakthrough: Our $11 million New Markets Tax Credits (NMTC) allocation helped expand the Operation Breakthrough campus, creating space for 300 additional K-8 students, job training and much-needed caregiver programs.

Dillons Grocery: A $14 million NMTC allocation supported the construction and equipping of a new 86,000-square-foot Dillons grocery store replacing a blighted facility in Lawrence, KS. This project not only enhanced economic growth but also created twice the jobs for the location and increased access to fresh, healthy food. 

Samuel U. Rodgers Health Center: A $15 million NMTC allocation supported the construction of a new pediatric wing and parking structure, increasing essential services for infants, children and women, as well as dental and behavioral health care.

More Projects