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Certificates of Deposit a,c Minimum balance to open
 Minimum balance to obtain APY c Interest Rate

 Annual Percentage Yield (APY)
91 Day $500.00 $500.00 1.00% 1.01%
182 Day $500.00 $500.00 2.00% 2.02%
9 Month $500.00 $500.00 2.00% 2.02%
1 year $500.00 $500.00 3.25% 3.30%
2 year $500.00 $500.00 3.25% 3.30%
3 year $500.00 $500.00 3.25% 3.30%
5 year $500.00 $500.00 3.25% 3.30%
 
IRA a,c
 
 Minimum balance to open Minimum balance to obtain APY c Interest Rate

 Annual Percentage Yield (APY)
1 Year $500.00 $500.00 3.25% 3.30%
2 Year $500.00 $500.00 3.25% 3.30%
3 Year $500.00 $500.00 3.25% 3.30%
 
 
Interest Bearing Checking b,c Minimum balance to open Minimum balance to obtain APY c Interest Rate

 Annual Percentage Yield (APY)
cb Premier Checking $1,000.00 $1,000.00 and over 0.05% 0.05%
Business Interest Checking $2,500.00 $2,500.00 1.00% 1.00%
 
Money Market b,c
 
Minimum balance to open
 Minimum balance to obtain APY c
Interest Rate
 
 Annual Percentage Yield (APY)

$1,000.00 $0 - $999.99 0.00% 0.00%

$1,000.00 $1,000.00 - $9,999.99 1.00% 1.00%

$1,000.00 $10,000.00 - $24,999.99 1.50% 1.51%

$1,000.00 $25,000.00 - $249,999.99 2.00% 2.02%

$1,000.00 $250,000.00 - $999,999.99 2.50% 2.53%

$1,000.00 $1,000,000 and above 3.00% 3.05%
 
Savings b,c
 
 Minimum balance to open Minimum balance to obtain APY c
Interest Rate
 
 Annual Percentage Yield (APY)
cb Savings $100.00 $100.00 0.25% 0.25%
 
a) A penalty may be imposed for early withdrawal
b) The interest rate and annual percentage yield may change after account opening
c) Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. Interest rates and Annual
Percentage Yields are current as of 04/06/2026. For current rate information call 816-483-1210. Member FDIC.