We are a CDFI (Community Development Financial Institution)

We're About Purpose

     Inspiring What's Next


Money is a tool - so why not use it to make a difference? As a CDFI, we wield that tool to rebuild communities. Our mission-driven deposits fund vital community development. We leverage federal resources and private capital to help communities become self-sufficient and resilient. We champion possibility — because it’s the right thing to do.
Certified U.S. Department of Treasury CDFI logo

What is a CDFI?

We’ve been recognized as a Community Development Financial Institution (CDFI) since 1998. The CDFI Fund is an initiative of the U.S. Treasury, which joins federal money with private sector capital to fund market-driven solutions to community-based issues. This initiative helps create economic opportunities and boost community development in underserved areas. A CDFI works within its own local sector to help inject new sources of capital into areas and neighborhoods that normally would lack access to investment.

Long before becoming a CDFI, Central Bank of Kansas City was already providing financial services to the Historic Northeast area, starting back in 1951. As a certified CDFI, we have a long-term commitment to building prosperity and providing opportunities in our local communities that need them most.

We Believe in Kansas City

For over 70 years, Central Bank of Kansas City has served the local community and helped build and support neighborhoods. From reading each week to 2nd graders at area grade schools, to talking to students about saving during Teach Children to Save Week, to volunteering at local non-profits — each of us at Central Bank of Kansas City is personally invested in caring for our community.

Through programs like New Markets Tax Credits (NMTC) and Low-Income Housing Tax Credits (LIHTC), we focus on developing neighborhoods in need, while also offering financial services, contributing donations and sponsorships, and supporting local nonprofits and schools through our active Community Outreach program.

A big part of our outreach is dedicated to financial literacy because we know how important it is to be financially savvy in today’s world. Sadly, research shows that financial illiteracy affects about 66% of Americans, according to the Financial Industry Regulatory Authority (FINRA). Without solid financial knowledge, people are more likely to fall into debt, damage their credit, or even face bankruptcy or foreclosure — and these challenges don't just affect individuals, they impact our entire community, including small businesses.

That’s why we’ve always been committed to providing financial education. We offer financial literacy programs that reach low- to moderate-income individuals of all ages, from preschoolers to seniors. Many local organizations and schools have benefited from these programs, and we’re proud to continue making a positive difference in our community.

We at Central Bank of Kansas City are proud to be the only CDFI bank headquartered in Kansas City, and one of a very few nationally. For us, it’s more than just giving back—it’s about believing in Kansas City.
Man and lady using a laptop computer

Savings, security, and simplicity.

Pay, track, and manage your bills all in one place.